Terms of Use

Your Agreement with TESTivity for Effective Online Learning


One user per account. Our Virtual learning products are intended be used by one person per account. We have administrative rights to investigate and enforce this provision; any account deemed in violation of this policy will be terminated immediately--without prior notification and with no refund.

Click here to view the TESTivity Guarantee 

get an insurance license

Welcome to TESTivity, the premier online insurance school dedicated to providing you with the best-in-class resources for your exam preparation needs. As you engage with our platform, we kindly ask you to review and agree to our Terms of Use. These terms govern your usage of our services and ensure a seamless and rewarding experience on your journey towards obtaining an insurance license.

Using TESTivity

By accessing and using our online insurance school, you acknowledge and agree to the following terms:

  1. Course Access: Upon enrolling in our program, you'll gain access to our professionally structured study material designed to mirror the State Licensing Exam. This access is for your personal and non-commercial use only.
  2. Intellectual Property: The content, materials, and tools available on TESTivity are protected by intellectual property laws. You agree not to reproduce, distribute, or modify any of our content without our explicit permission.
  3. Personal Data: Your privacy is essential to us. By using TESTivity, you consent to our Privacy Policy, which outlines how we collect, use, and protect your personal information.
  4. User Conduct: You agree to use TESTivity in a manner that respects other users and adheres to applicable laws. Any misuse or violation of our terms may result in account suspension or termination.
  5. Course Completion: We provide you with the tools to effectively prepare for the insurance exam, but your success ultimately depends on your dedication and effort. Completion of our course does not guarantee passing the State Insurance Licensing Exam.
  6. No Warranty: While we strive to provide accurate and reliable study materials, we do not make any guarantees about the completeness, accuracy, or reliability of our content.
  7. Limitation of Liability: TESTivity shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our platform.

Your Commitment

We encourage you to review our Terms of Use thoroughly before engaging with TESTivity. Your agreement with these terms ensures a harmonious and productive learning experience as you work towards obtaining an insurance license. Should you have any questions or concerns about these terms, please do not hesitate to contact us.

Your Success, Our Priority

As you embark on this journey with TESTivity, remember that your commitment to our Terms of Use aligns with our commitment to providing you with top-tier exam preparation resources. Our professionally structured study material, developed over years of research and student feedback, aims to streamline your study process, enabling you to pass the insurance exam and embark on a successful career in the insurance industry. Thank you for choosing TESTivity as your partner in achieving your goals. By accessing this School, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this School are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of any downloadable materials on the School’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  1. modify or copy the materials;
  2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  3. attempt to decompile or reverse engineer any software contained on the School’s web site;
  4. remove any copyright or other proprietary notations from the materials; or
  5. transfer the materials to another person or 'mirror' the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


The materials on the School’s website are provided 'as is'. The School makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the School does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.


In no event shall the School be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the School’s website, even if the School or an authorized of the School has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials appearing on the School’s website may include technical, typographical, or photographic errors. The School does not warrant that any of the materials on its web site are accurate, complete, or current. The School may make changes to the materials contained on its web site at any time without notice. The School does not, however, make any commitment to update the materials.


The School has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the School of the site. Use of any such linked website is at the user's own risk.

Site Terms of Use Modifications

The School may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use.

Governing Law

Any claim relating to the School’s website shall be governed by the laws of the School Owner’s home jurisdiction without regard to its conflict of law provisions.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. We make no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, We do not warrant that:

this website will be constantly available, or available at all; or

the information on this website is complete, true, accurate or non-misleading. While we strive to maintain 100% accuracy, errors do occasionally occur.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal or financial matter you should consult an appropriate professional.


By using this website, you agree that the provisions, exclusions and limitations set out in this website disclaimer are reasonable.

If you do not think they are reasonable, do not use this website.

Refund Policy

Refunds must be requested within 14 days of enrolment.

Effective Date August 1, 2023

PO BOX 910555, St George, Utah 84791

study material to pass the insurance exam